The secured credit card is currently very popular on the market. Just as the name implies, we are referring to credit cards that have extra securities. You will need to open a special account with the supplier and then keep some money in the account at all times. This is a cash balance that will [...]
Archive for the ‘Credit’ Category
Students, Get a Secured Credit Card First
Webmaster The New Year is almost here, but by the time you read this it might already be in full swing. That means that you really do need to hit the ground running. Time is the one thing that truly waits for no one. If you’re worried about your credit, this is definitely a valid concern. [...]
To Go Premium Or Not – The Allure of Gold Cards
Webmaster There was a time in credit land where a gold card really did mean something. To be offered a gold credit card meant that you had made it, you were a real professional making real money, and the credit card companies finally smiled upon you. Never mind the fact that once you do achieve good [...]
Do You Really Need Lifelock?
Webmaster The holiday season is here, and that means that a lot of people are going to be out spending money. Instead of thinking that you are completely safe, you should actually be on the alert. That’s because the holidays are the perfect time to fall prey to criminals that would love nothing more to run [...]
Don’t Let 1099-C Threats Stop You From Reclaiming Your Credit!
Webmaster During the holiday season, collection agencies are always thinking about ways to get you to do what they want — which is pay them, of course. If you’re trying to get out of paying the collection agencies what you owe, you’re going to find that they have a big bag of tricks designed to keep [...]
Posted in Credit 
Tags: 1099-C, file a 1099-C notice, holiday season, Reclaiming Your Credit 
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Teenagers Having Credit Cards – The Trend That Deserves More Insight
Webmaster At first glance, we might be a little alarmed at the idea of teenagers having credit cards. After all, we remember being teenagers ourselves and our lives didn’t seem to end prematurely because we didn’t have a credit card. However, it’s safe to say that times are changing, and not everyone is living in a [...]
Repairing Your Credit Is Not a Sprint!
Webmaster There’s a lot of frustration right now about repairing credit, and part of it is brought on by the uncertain economy that we all live in. Things are taking a long time to get better, and it’s probably going to be a while before the market comes back. This isn’t good news for your credit…or [...]
3 More Mistakes to Avoid When You’re Trying to Repair Your Credit
Webmaster Credit repair doesn’t need to be difficult, but when you’re just starting out it can feel like there’s no way that you will be able to take care of your credit. What you have to keep in mind is that just because you want to get out of credit quickly doesn’t mean that you will [...]
How Long Does Negative Information Stay on Your Credit Report
Webmaster Credit. Your credit is the key that unlocks a lot of opportunities, and whether we like to admit it or not we need those opportunities in order to keep moving forward. You don’t want to wait until the last minute to pursue these opportunities, not when there are so many different things that you can [...]
Does Being an Authorized User On a Credit Card Affect Your Own Credit Score?
Webmaster The world of credit cards can get rough, especially if you don’t have credit of your own to speak of. Instead of feeling discouraged, you might be able to have your parents help you on a credit card. No, you won’t be using the credit card — you’ll just be piggybacking off their credit card. [...]